Punjab National Bank IFSC Code, Ludhiana Hambran Road Branch Ludhiana in Punjab | |
| Bank Name | Punjab National Bank |
|---|---|
| IFSC Code | PUNB0157810 (used for RTGS and NEFT transactions) |
| MICR Code | 141024101 |
| Branch | Ludhiana Hambran Road |
| State | Punjab |
| District | Ludhiana |
| City | LUDHIANA |
| Address | NR BHULLAR MOTORS, OPP MIG FLATS HAMBRAN RD 141001 |
| Branch Code | 157810 (Last six characters of IFSC code represent Branch code.) |
| Contact | 2308860 |
| neft@pnb.co.in | |
| Website | https://www.pnbindia.in |
| Customer | Tel: 022-22627511 |
Along with your account number, account name and account type (ie., savings or current) the following information about the branch is to be provided for fund transfer:
Indian Financial System Code (IFSC) is a eleven digit code provided by the Reserve Bank of India (RBI) for identifying bank branches in India individually. This code is used for NEFT and RTGS.
The code consists of 11 characters. The first part is the first four alphabet characters represent the Bank. Next character is zero(0), which is reserved for use in the future. The last six characters are the branch code.
The Punjab National Bank IFSC code is 11 characters?
Example: PUNB0157810
Magnetic Ink Character Recognition (MICR) is a printing technology that is used to print alpha-numeric details. MICR Code is printed on cheques and they allow the cheque to be processed easily.
Indian Financial System Code, Magnetic Ink Character Recognition, SWIFT Code, Address and Contact number of Punjab National Bank - Ludhiana Hambran Road branch in Ludhiana district which is in the state of Punjab . Branch office and ATM location.
Real Time Gross Settlement (RTGS) is a fund transfer mechanism which is used to transfer money from one bank to another. This gross basis transfer happens in realtime, hence the name. Minimum amount that can be transferred through RTGS is Rs. 2,00,000. Fees to process RTGS will be applicable.
National Electronic Fund Transfer (NEFT) is an online money transfer system which is supported by RBI. NEFT is used for medium and small amount transfer between accounts and banks. There is no minimum amount limit to send money via NEFT.
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Blog Idea: Understanding the Importance of SBI IFSC Code in Financial Transactions
Introduction
Briefly explain the concept of IFSC code
Highlight the significance of State Bank of India (SBI) as one of the largest banks in India
What is SBI IFSC Code?
Define IFSC code as a unique identification code assigned to each branch of SBI
Explain the structure of the code and its components
Emphasize the importance of IFSC code in online banking transactions
Role of SBI IFSC Code in Financial Transactions
Discuss how IFSC code enables secure and accurate fund transfers
Explain how the code helps in identifying the recipient bank and branch
Highlight the role of IFSC code in various transactions, such as NEFT, RTGS, and IMPS
Finding the SBI IFSC Code
Provide step-by-step instructions on how to find the IFSC code of an SBI branch
Mention the different sources for obtaining the code, such as bank statements, passbooks, and online platforms
Benefits of Knowing the SBI IFSC Code
Discuss the convenience of having the IFSC code readily available
Explain how knowing the code saves time and eliminates errors during transactions
Highlight the importance of accurate IFSC code for successful fund transfers
Common Mistakes to Avoid with SBI IFSC Code
Identify common errors people make while entering the IFSC code
Provide tips to avoid these mistakes and ensure smooth transactions
Conclusion
Recap the importance of SBI IFSC code in financial transactions
Encourage readers to always verify the code before initiating any online banking transaction
Highlight the convenience and security offered by SBI IFSC code
Note: The above outline is written in Markdown format.
Emerging technologies are revolutionizing the way we access financial information, with IFSC code retrieval experiencing significant advancements. In 2024, here are some exciting trends shaping the future of IFSC code retrieval:
Voice-activated search options are changing the game for users seeking IFSC codes. Imagine effortlessly retrieving your bank's IFSC code by simply asking a virtual assistant or using voice-enabled banking applications. This convenience not only saves time but also offers a hands-free approach to access essential financial information. With voice-activated IFSC code search, users can navigate through the complexities of banking swiftly and intuitively.