Indian Financial System Code (IFSC) is a eleven digit code provided by the Reserve Bank of India (RBI) for identifying bank branches in India individually. This code is used for NEFT and RTGS.

The code consists of 11 characters. The first part is the first four alphabet characters represent the Bank. Next character is zero(0), which is reserved for use in the future. The last six characters are the branch code.

The Punjab National Bank IFSC code is 11 characters?
Example: PUNB0157810

• PUNB The first four digits of the IFSC code represents the name of the Allahabad Bank.
• The fifth digit is �zero� (0),
• 157810 The last 6 digits denote the name of the specific Punjab National Bank Ludhiana Hambran Road branch

PUNB0157810 Ludhiana Hambran Road Branch Information

Indian Financial System Code, Magnetic Ink Character Recognition, IFSC Code, Address and Contact number of Punjab National Bank - Ludhiana Hambran Road branch in Ludhiana district which is in the state of Punjab Branch office and ATM location.

What is Punjab National Bank Ludhiana Hambran Road RTGS?

Real Time Gross Settlement (RTGS) is a fund transfer mechanism which is used to transfer money from one bank to another. This gross basis transfer happens in realtime, hence the name. Minimum amount that can be transferred through RTGS is Rs. 2,00,000. Fees to process RTGS will be applicable.

What is Punjab National Bank Ludhiana Hambran Road Ludhiana NEFT?

National Electronic Fund Transfer (NEFT) is an online money transfer system which is supported by RBI. NEFT is used for medium and small amount transfer between accounts and banks. There is no minimum amount limit to send money via NEFT.

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How to Find Indian Bank IFSC Code

If you are an Indian bank account holder, you may have come across the term "IFSC code" while making online transactions or transferring funds. IFSC code, also known as Indian Financial System Code, is a unique 11-digit alphanumeric code that is assigned to each bank branch in India. It plays a crucial role in ensuring secure and accurate electronic fund transfers.

Importance of IFSC Code

The IFSC code serves as an identifier for a particular bank branch and is required for various online banking transactions. Whether you want to transfer funds to another bank account, make payments using NEFT (National Electronic Funds Transfer) or RTGS (Real Time Gross Settlement), or even receive money from abroad through the SWIFT network, the IFSC code is essential to ensure that the funds reach the intended recipient without any errors.

Finding the IFSC Code

Now that we understand the significance of the IFSC code, let's explore the different ways to find it:

1. Bank's Website

The easiest and most reliable way to find the IFSC code of an Indian bank branch is by visiting the bank's official website. Most banks have a dedicated section on their website where you can search for the IFSC code of any branch. Simply navigate to the "Branch Locator" or "Find IFSC Code" page, enter the required details such as the bank name, state, district, and branch name, and the IFSC code will be displayed.

2. Cheque Book or Passbook

Another convenient way to find the IFSC code is by referring to your bank's cheque book or passbook. The IFSC code is usually printed on the top or bottom of a cheque leaf or mentioned on the first page of the passbook. Look for a series of 11 alphanumeric characters, and that will be your branch's IFSC code.

3. Online IFSC Code Search Engines

Several online platforms provide comprehensive databases of IFSC codes for all Indian banks. These websites allow you to search for the IFSC code by entering the bank name, state, district, and branch details. Some popular IFSC code search engines include the official website of the Reserve Bank of India (RBI), BankBazaar, and IFSC Code.

4. Mobile Banking Apps

If you have installed your bank's mobile banking application, you can easily find the IFSC code of any branch. Open the app, navigate to the branch locator or search option, and enter the required details to retrieve the IFSC code. This method is particularly convenient for those who prefer accessing banking services on their smartphones.

Conclusion

Knowing the IFSC code of your bank branch is essential for hassle-free and secure online banking transactions. Whether you choose to visit your bank's website, refer to your cheque book or passbook, use online IFSC code search engines, or rely on mobile banking apps, finding the IFSC code has never been easier. So, the next time you need to make an online transaction, remember to have the IFSC code handy to ensure a smooth transfer of funds.